Insurance coverage can provide much-needed financial resources and security in the event of an accident, disaster, death of a loved one, or another traumatic occurrence. That is why we often pay hefty premiums for auto, home, life, and other forms of insurance. While insurance policies are there for the benefit of insureds who suffer legitimate losses, some individuals may intentionally — or through inadvertent error — secure coverage or receive proceeds through misrepresentations and fraud.
Insurance-related fraud costs insurers and the American economy substantial sums of money every year and can result in higher rates and premiums for insureds. That is why Illinois prosecutors actively pursue charges and convictions against those who commit insurance fraud. While taking benefits and money under false pretenses from a large, faceless insurance company may seem like a victimless crime, the law doesn’t see things that way, and you could spend significant time behind bars and suffer a host of other harsh and lasting consequences if a judge or jury finds you guilty of insurance fraud.
At the Wigell Law Group, our Chicago insurance fraud defense attorneys can help you fight these serious charges. We will listen carefully and without judgment to your story, conduct a thorough analysis of the facts and allegations against you, and craft a strategy designed to achieve the best possible outcome, including an acquittal or dismissal of the charges. We know how scary it is and how much is at stake when you face the possibility of a criminal conviction. We will be by your side throughout the entire process, fighting to protect you and your rights at every turn.
What Is Insurance Fraud in Illinois?
Under Illinois law, a person engages in criminal insurance fraud if they use deception to knowingly obtain, attempt to obtain, or cause to be obtained control over an insurance company’s property (including the benefits and proceeds of a policy) by making a false claim or by causing a false claim to be made on any insurance policy.
As the crime is defined, just the mere attempt to fraudulently obtain benefits or coverage can result in a conviction, even if benefits are never received.
The charges and potential penalties you face for insurance fraud largely depend on the value of the benefits or property that you obtained or attempted to obtain. They can range from a class A misdemeanor for $300 or less, all the way up to a class X felony for leading a conspiracy to commit aggravated insurance fraud with possible incarceration in state prison for up to 60 years.
Charged With Insurance Fraud? Call Wigell Law Group Today for Your Free Initial Consultation.
Wigell Law Group provides vigorous and strategic defense representation against all insurance fraud charges, including those involving:
- Automobile insurance
- Medical insurance
- Life insurance
- Workers’ compensation
- Property insurance
- Fire insurance
- Flood insurance
We offer free and confidential initial consultations, so we can learn more about your situation and develop a plan for how to respond to the investigation or charges against you.
To schedule a consultation to discuss your insurance fraud charges and concerns, please call us today at 312-548-9250 or use our online contact form. We look forward to helping you during a difficult time.